Lowcountry South Carolina homeowners & wind rate filings
Only filings we could verify from a primary source are listed. Each row links to its source.
| Carrier | Line | Change | Effective | Status | Sources |
|---|---|---|---|---|---|
| SC Wind & Hail Underwriting Association (SC Wind Pool) Applies to new and rewrite business effective on/after Feb 1, 2026. SCDOI's 2025 coastal report describes the filing as 7.5% for dwelling; the Association bulletin states 8.0% base rate. | Dwelling (wind/hail) | +8.0% base rate | 2026-02-01 | Approved by SCDOI | |
| SC Wind & Hail Underwriting Association (SC Wind Pool) SCDOI's report describes it as 25% for mobile home policies. | Mobile home (wind/hail) | +25.6% base rate | 2026-02-01 | Approved by SCDOI |
Private-carrier homeowners filings: coming soon. We have not yet verified individual SC private-carrier homeowners filings. SC filings are public through SERFF Filing Access (SC), but that system is session-based, so each filing must be pulled and checked by hand before it appears here. We will not publish a number we can't link to.
How to look up a filing yourself: SCDOI — Retrieving copies of rate filings.