Lowcountry What's your flood zone?
Free FEMA flood zone lookup for any Lowcountry address.
Details
For information only, not an official flood zone determination. Confirm with FEMA, your lender, or your insurance agent.
Addresses are located with free public geocoders (US Census, Esri, OpenStreetMap), so the pin can land a few lots away; on a zone boundary that can change the answer. Recent map changes (LOMAs/LOMRs) may not be reflected. Base flood elevation is the height the 1% annual chance flood is expected to reach; your elevation certificate compares your lowest floor to it.
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Subscribe freeInfo only, not an official flood zone determination. Confirm with FEMA, your lender, or your insurance agent.
What the zones mean
Oceanfront with storm waves 3 ft+. Insurance usually required with a mortgage.
1% yearly flood chance (about 1 in 4 over a 30-year loan). Insurance usually required with a mortgage.
0.2% yearly ("500-year") flood area or behind a levee. Not required, often worth it.
Outside mapped floodplains. Not required; rain and surge still cause claims here.
Possible but unstudied hazard. Ask your agent.
Data: FEMA National Flood Hazard Layer. Map © OpenStreetMap contributors. See also NFIP premium trends.